what to do in the process of house short sale?


I am still on time paying my mortgage, but I am having a hard time getting on time paying my mortgage.

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  1. While waiting for a bank to decide on a short sale who pays ongoing costs of empty house? Does the seller pay the mortgage, taxes, utilities on a house with an offer waiting for bank approval? Once the bank approves and accept the short sale offer might there be additional charges if the seller has not been paying mortgage on a home where he no longer lives? If...
  2. Advice? short sale my house and live in rent to own house? I don’t think I can afford to pay mortgage and my bills any longer. My interest is too high and with mortgage and bills, I’m paying over $8080 monthly not including spending money. My husband just started self employed and we both make about $9000 a month together and hardly...
  3. If a house is about to be foreclosed on in one month, can a short sale prolong that process’? If a house is in the middle of a short sale, can the bank still foreclose on the house. Or is there still hope?...
  4. Will my bank agree to a short sale of my house ? I heard my bank(mortgage lender) will not be agree to a short sale of my house when there is a Private mortgage insurance policy on my mortgage loan. Is this true?...
  5. What is the process if you want to sale your house, but it isn’t paid off yet? Like if you still owe $15,000 and someone wants to buy it for $25,000. When you are buying it from a person, not a real estate agency. What steps need to be taken if you don’t have the money to pay off the balance before the other people pay you...
  6. Can you buy a new house while in short sale with your fist? We cannot afford our partially remodeled home mortgage any longer because of the arm. Now we have been trying to get out of the house we are in now for years because it’s too small. We want to buy a single family home, ours is a townhouse, and start fresh....
  7. I rent a house and the owner decided to short sale, do i still have to pay rent bec. i made an offer to buy it I currently rent a house which the owner decided to short sale. And by short sale, the owners stopped paying their mortgage for the last 3 months while i continued to pay my rent to them. I made an offer to purchase the house. With my offer already in place,...
  8. In the foreclosure process, how long does a person have between possession and the actual sale of the house? I am currently staying at/cleaning out a foreclosed home that was owned by my mother.I got court papers for possession of my mom’s house to take place and wanted to know the average time it takes between the mortgage company taking possession to the sale of the house? If I...
  9. what are some good alternatives to doing a short sale on a house? House is going due to everyone moving out . Market here in FL is at one of its worst. In order to do a short sale one must be late on their mortgage by 30 days twice. I feel uncomfortable doing that. what would u do?...
  10. can i buy back my own house at a short sale? i am about to lose my house. my question is if the mortgage company agrees to a short sale can i buy my own house back?? i would be able to make payments on it at the new price....